How to Scare an Insurance Adjuster?

how to scare car insurance adjuster

Having your insurance claim denied can be a stressful for everyone. It’s important to understand that insurance adjusters are just doing their job. The chance of getting paid will increase if you know how to put time on the defensive. Here are some tips for how to scare an insurance adjuster and hopefully get a more favorable outcome on your claim:

Prepare yourself 

Insurance adjusters often try to intimidate claimants by asking questions and making demands. As the adjuster won’t be able to catch you off guard if you have all the relevant documents at hand. Keep a binder with the complete history of your claim, including all correspondence and any other relevant documents. 

Gather all the information

Knowledge is power, and you must understand the ins and outs of the insurance process to get a successful outcome on your claim. Research applicable laws and regulations related to your claim, policies and procedures of the insurance company you’re dealing with. Make sure you understand all the terminology associated with your claim, so you can better handle any resistance from the adjuster.

Don’t be afraid to stand up for yourself

It’s important to remember that, while they may sound like it. The adjuster is not necessarily making the final decision on your claim. Make sure you make it clear that you know your rights and are not afraid to stand up for yourself, if you’re being mistreated.

Involve an expert

Get involve an experienced attorney to deal with adjusters who can understands how to negotiate for a favorable outcome. An experienced negotiator can also help mediate a resolution if you and the adjuster can’t reach an agreement. 

Gather all the documents

Before taking an insurance adjuster, have all the relevant documents and information for your claim. This includes any medical records or bills related to the incident and any photos or video evidence of the damage. This documentation will help you prove your case should you go to court. 


It’s not a conventional way to Scare an insurance adjuster to get a successful outcome on your claim. Always stand up for yourself, and have all the necessary documents and evidence to back your case. Ultimately, involving an experienced negotiator is often the best course of action if dealing with a recalcitrant adjuster. These steps ensure you receive the compensation and care you need after an accident or other incident. 

Similar Posts